Variable Rate Mortgage +
Program Description: VARIABLE RATE MORTGAGE Confused about ""Teaser Rates"", maximum annual interest rate increases and maximum interest rate for the term of the loan? This program is a version of a variable rate mortgage loan. It will run under Win 95, 98, Me, NT4, XP & 2000. ... This program demonstrates the worst-case scenario of a variable rate loan. ... Printouts are professional looking and may be used by financial planners as the program contains a "prepared by:" area. ... Financial planners may also use this program to advise a client on the advisability of purchasing this type...
http://benttreesoftware.com/shareware/varimtge.EXE - 1Mb - Download

Mortgage-UK
Mortgage-UK calculates the true cost of a mortgage and allows you to compare the effect of different interest rates and overpayments. It is designed for the UK market, but may work for other country's mortgage systems. It runs on all versions of Windows. ... 0% with a setup fee of 200 and then a variable rate of 5. ... 5% with a setup fee of 300 and then a variable rate of 5. ... This is not always a wise choice however since factors such as setup fees, redemption penalties and the variable interest rate all have a significant effect on the overall cost.
http://www.dukeweb.co.uk/mortgage-uk/mortgage.zip - 1Mb - Download - Screenshot

Max Mortgage +
How much house can you afford? You might be pleasantly surprised. This program is a version of a loan qualifier for either a fixed rate or a variable rate mortgage. It will run under Win 95, 98, Me, NT4, XP, & 2000. This program uses the same "ratios" method used by your "friendly banker" to... The program may also be useful to small mortgage lenders to pre- qualify potential borrowers. ... For the potential home purchaser, the program quickly shows them how much house they can afford based on income, and existing indebtedness.
http://benttreesoftware.com/shareware/maxmtge.EXE - 1Mb - Download

#1 Smart CD Ripper
Smart CD Ripper is one of the quickest and easiest to use tools of its kind. The program extracts audio CD tracks to audio formats MP3, WAV, and OGG in seconds. This software offers rich options for your special audio requirements: Bit rate; Maximal bit rate;Channel mode; Emphasis; Variable bit... The program works on all Windows systems. ... This feature enables you to automatically receive the name of the artist, the name of the album, the genre the year of the album and the names of all the songs in the album through the Internet.
http://www.smartcdripper.com/downloads/smart-cd-ripper-setup.exe - 539Kb - Download - Screenshot

#1 Smart CD Ripper PRO
Smart CD Ripper is one of the quickest and easiest to use tools of its kind. The program extracts audio CD tracks to audio formats MP3, WAV, and OGG in seconds. PRO version comes with a number of useful tools: CD player, WAV converter and MP3 converter. ... This software offers rich options for your special audio requirements: Bit rate; Maximal bit rate;Channel mode; Emphasis; Variable bit rate(VBR) quality; Use variable bit rate(VBR); Use low pass filter; Use psycho-acoustics analysis. ... This feature enables you to automatically receive the name of the artist, the name of the album,...
http://www.smartcdripper.com/downloads/smart-cd-ripper-pro-setup.exe - 383Kb - Download - Screenshot

Mortgages +
Program Description: This program is a compendium of 8 mortgage type programs. They include: 1. Addedpmt. EXE - A program illustrating the effect of additional payments for reducing interest paid and the term of a loan. 2. Balloon. EXE - A program that explores the use of this type mortgage. ... EXE - A mortgage qualifier for either a fixed- rate or variable-rate mortgage. ... EXE - You can use this program to either investigate or track a variable-rate mortgage or to project the payout of this type mortgage.
http://benttreesoftware.com/shareware/mrtgages.EXE - 1Mb - Download

#1 Smart Converter Pro
you will convert MP3, WAV(compressed and uncompressed), WMA (Windows Media Audio 9), OGG, MP2, MPC, RAW audio, VOX, MPC, G. 726, G. 723, G. 721, AIFF and AU files to MP3, WAV(compressed and uncompressed), WMA (Windows Media Audio 9), OGG, MP2, MPC, RAW audio, VOX, MPC, G. ... - Variable bit rate(VBR) quality. ... - Use variable bit rate(VBR). ... But of course you are in full control of: MP3 Settings - Bit rate. ... - Maximal bit rate. ... - Channel mode. ... - Emphasis. ... . ... - Use low pass filter.
http://www.smartwavconverter.com/d...ads/smart-converter-pro-setup.exe - 374Kb - Download - Screenshot

Auvisoft CD Ripper
Auvisoft CD Ripper extracts audio data from Audio CD and encode to APE, FLAC, MP3, OGG, WAV and WMA formats. Options include bit rates from 8Kbps to 320Kbps, variable bit rate (VBR), channel mode, low-pass filter, ect. Auvisoft CD Ripper supports Freedb and ID3 tagging so you can automatically...
http://www.auvisoft.com/acdripper.exe - 6Mb - Download - Screenshot

MoneyToys - Loan Spread Calculator applet
The MoneyToys - Loan Spread Calculator applet is designed to provide webmasters with a simple way to add instant interactivity to a web site by providing users with a financial calculator applet which provides a unique persepctive on borrowing money! ... The MoneyToys - Loan Spread Calculator applet provides the ability to easily calculate loan scenarios based upon variable payment frequency! ... Offers Daily 365/year, Daily 360/year, Weekly, Biweekly 26/year, Bimonthly 24/year, Monthly, Quarterly, Biannual, and Annual payment periods.
http://www.moneytoys.com/LoanSpread.php - 25Kb - Download - Screenshot

MoneyToys - Canadian Loan Spread Calculator applet
The MoneyToys - Canadian Loan Spread Calculator applet is designed to provide webmasters with a simple way to add instant interactivity to a web site by providing users with a financial calculator applet which provides a unique persepctive on borrowing money! ... The MoneyToys - Canadian Loan Spread Calculator applet provides the ability to easily calculate loan scenarios based upon variable payment frequency! ... Offers Daily 365/year, Daily 360/year, Weekly, Biweekly 26/year, Bimonthly 24/year, Monthly, Quarterly, Biannual, and Annual payment periods.
http://www.moneytoys.com/CLS.php - 25Kb - Download - Screenshot